Our EFT transactions are processed through a major third party processor and all  EFT transactions are sent through the Automated Clearing House (ACH) which is the electronic network to which 95% of the nation's banks belong to - including the Federal Reserve.

• DEBIT EFT - The merchant debits a customer account to pay for a recurring or non recurring bill payment
• CREDIT EFT - The merchant credits a customer account for goods or services.

• EFT MEANS ON TIME PAYMENT  - no waiting to get paid or to disburse funds. Payment occurs exactly on the due date.
• EFT MEANS NO SLOW PAYMENTS - right on time.
• EFT GIVES YOU NSF CONTROL - These are immediately discovered and can be corrected quickly
• EFT MEANS LESS PAPERWORK - No opening of envelopes, running to the bank, etc. - the funds are deposited directly into your account.
• EFT IMPROVES CASH FLOW - no more check is in the mail excuses - it's in your account.
• EFT IS SAFE - Payments can only be made on specified dates and for specified amounts and are electronically tracked.
• EFT IS CONVENIENT - Easier for both customer and merchant - like clockwork it is done every month right on time.

• We provide you with the most powerful Windows software available to control the EFT process.
• You input all your customers into the database and indicate the time of the month that they are to have payments made or withdrawn.
• Or you can download the information from your computer directly into our software.
• One business day before the due date you transmit the information to the processing center.
• On the due date the money will be transferred into your account.
• All returns (NSF, etc.) will be immediately made known to you and these can be resubmitted.. 

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