Currently EBS  offers the following EFT services and sytems:

DIRECT DEPOSIT: Direct Deposit of Payroll exactly on the due date.

CHECK TRUNCATION: Changing a paper check into an electronic check at the Point of Sale.

LOCK BOX TRUNCATION: Changing a paper check into an electronic check on checks that are mailed to merchants.

ELECTRONIC FUNDS TRANSFER (EFT): The basic EFT of any debit or credit by merchants to or from customers - unlimited applications.

ELECTRONIC CHECK REPRESENTMENT: The changing of a paper NSF check into an electronic check for collection - both face and fee amount can be collected.

NEW SERVICES BEING ADDED SOON:

• CHECK BY FAX, PHONE
• CHECK GUARANTEE
• CHECK VERIFICATION